Justin Podolsky has extensive experience managing a broad spectrum of commercial real estate products and co-founding a commercial real estate bridge lending platform. With more than 10 years in the commercial real estate industry, he is responsible for the adaptive reuse of nine boutique hotels, and the management and development of a large portfolio of residential and commercial properties. Over the past six years, under the leadership of Justin and his co-founders, the commercial real estate lending firm has expanded significantly, closing over $300 million in loans. Using his practical experience across a range of industries, Justin has earned a solid reputation for identifying opportunities and finding solutions. As evidenced by his management of over 50 properties and hotels in multiple states, Justin understands how to fix and improve intricate and complex building sites.. Justin received his BA in Finance at Hofstra University.

About Us

JLJ Capital provides alternative financing solutions for bridge-lending, acquisitions, ground-up construction, short-term refinancing, mortgage takeout, partner buyout, and other real estate projects.

Since its inception in 2017, JLJ Capital has reached approximately $400MM in AUM with a track record of 99% repayment rate from our borrowers. With the launch of our new open-ended mortgage REIT platform and separate managed accounts, we are continuing to scale and ramp up our loan portfolio.

Meet The Team

Jonathan Lewis has over 30 years of experience in sales, marketing, and executive management, with more than 25 years in the financial services industry specializing in real estate transactions. Prior to founding JLJ Capital, Jonathan was the Chief Business Development Officer at Customers Bank, where he helped the bank grow ten billion dollars over a five-year time span, with over a 1000% growth rate. Jonathan personally originated and closed more than four billion dollars in loans. Earlier in his career, he was the President of Atlantic Coast Bank Mortgage Division. Jonathan has built and managed several multi-billion dollar commercial and residential lending platforms. Jonathan graduated from Lehigh University with a BA in Economics and English. He has completed advance management coursework at both Harvard and MIT. Jonathan serves on the Board of the New Jersey Economic Council and the Regional Board of Washington University. Jonathan and his partners have completed, closed, and managed more than six billion dollars in real estate transactions.

Robert Kim brings a unique accounting and finance background derived from experience across multiple industries. After starting his career as a controller in the digital content and advertising space he successfully transitioned to real estate and hospitality industry as a finance analyst, building on his core foundation of accounting and finance and becoming an integral part of the business. Robert graduated from Hunter College with a Bachelor’s degree and Master’s degree in Accounting

Purpose

Purchase;

Refinance

Amount

$10 million up to but not limited to $50 million

Metrics

- Up to 80% LTC

- Up to 70% LTV “As Stabilized” or

- 55% of entitled land

BRIDGE / VALUE ADD LOANS

Lending Programs

Geographic Region

JLJ CAPITAL WILL INVEST IN LOANS ACROSS U.S. WITH A FOCUS IN NY METRO AND THE SUNBELT STATES

With ever changing market conditions JLJ understands that location impacts our client's investment strategies. JLJ maintains a pulse on all markets to evaluate how much volatility and risk exposure can affect the value of investments and our exit strategy. In order to maintain our control and risk we opt to focus our attention on primary and secondary markets.

Discipline

Selectively pursue opportunities with measurable risk that is supported by strong underwriting, analysis and structure.

Creativity

Ability to take advantage of attractive opportunities in extremely fragmented markets to differentiate us and give us a competitive advantage.

Sensibility

Build a high-quality real estate portfolio through prudent, top-down, data-driven investment process. Ability to determine growth drivers in overlooked areas that will support a revenue stream that mitigates risk.

Investment Philosophy

JLJ Fixed Dividend Fund Summary

Invest With JLJ

JLJ Capital’s investment philosophy is about achieving a perfect balance of risk and return. Our disciplined underwriting team and credit committee exercise stringent underwriting metrics to mitigate our risk exposure. This fund is catering to investors who have low to moderate risk profile who are seeking a steady monthly dividend.

Our strategy is to deploy capital into short-term fixed and floating real estate loans in first position, senior bridge, and construction. The allocation will be approximately 70% in multi-family, with the rest in industrial and mixed-use assets.

*The JLJ Fixed DIvidend Fund Summary is not a complete and full representative of the fund information. For detailed information, please refer to the JLJ Fixed Dividend Fund PPM which is available upon request.

**The fund REIT structure is designed to provide qualified dividends where non corporate shareholders are currently eligible for a Section 199A deduction which serves to reduce by 20% an ordinary income tax rate. By way of example, the maximum ordinary income tax rate is currently 37% and is reduced by 7.4% (20%) to 29.6% by way of Section 199A. That Section 199A deduction is scheduled to expire as of December 31, 2025. Please consult a tax specialist as to investing in a REIT.